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🟦 Prime Trust Bank Trivandrum – FAQ 

1. What services does Prime Trust Bank offer in Trivandrum?

Prime Trust Bank provides savings accounts, current accounts, personal loans, home loans, business loans, gold loans, digital banking, credit cards, and investment services across Trivandrum.

2. How can I open a bank account in Prime Trust Bank, Trivandrum?

You can visit our Trivandrum branch or apply online through our digital account opening portal. Basic documents like Aadhaar, PAN, and a passport-size photo are required.

3. What documents are required for a personal loan?

To apply for a personal loan in Trivandrum, you will need:

  • Aadhaar & PAN

  • Salary slips or income proof

  • Bank statements (last 6 months)

  • Address proof

4. How fast can I get my loan approved?

Personal and gold loans are approved within 24–48 hours, depending on verification. Home and business loans may take slightly longer based on documentation.

5. Is digital banking available in Trivandrum?

Yes. Prime Trust Bank offers secure digital banking including UPI, IMPS/NEFT transfers, mobile banking app, bill payments, and online account management.

6. Do you offer home loans for properties in Trivandrum and nearby areas?

Absolutely. Our home loan services cover all major localities in Thiruvananthapuram including Pattom, Kowdiar, Vellayambalam, Kazhakoottam, Sreekaryam, Technopark, and more.

7. What are the interest rates for loans at Prime Trust Bank?

Interest rates vary based on loan type and credit profile. We offer competitive rates for:

  • Personal loans

  • Home loans

  • Business loans

  • Gold loans
    You can check your eligibility online or visit our branch.

8. Do you provide business loans for startups in Trivandrum?

Yes. Prime Trust Bank supports small businesses and startups with flexible financing options, overdraft facilities, and collateral-free loans (based on eligibility).

9. What are the working hours of Prime Trust Bank Trivandrum branch?

Our branch is open:
Monday–Saturday: 9:00 AM – 5:00 PM
Closed on Sundays and public holidays.

10. How can I contact Prime Trust Bank in Trivandrum?

You can reach us via:

11. Do you offer credit cards in Trivandrum?

Yes. We offer lifestyle, travel, premium, and cashback credit cards with reward points and exclusive benefits.

12. Does Prime Trust Bank offer senior citizen benefits?

Yes. Senior citizens receive higher FD interest rates, priority service, and dedicated support at our Trivandrum branch.

13. Can NRIs open an account at Prime Trust Bank Trivandrum?

Yes, NRIs can open NRE/NRO accounts and enjoy dedicated banking services.